Banking Theory & Practices

previous 3 years’ question papers
Section-A (15 marks)
1. a) Explain the role of Commercial Banker in the economic development of a country
b) What are the merits & demerits of branch-banking?
2. a) State the different methods of credit creation / State the various methods in which commercial banks create credit.
b) Examine the working of RRBs in the recent past
3. a) State the special features of relationship between the Banker and Customer
b) Discuss the constitution and functions of RBI
4. a) What are the precautions a banker should take while granting loans against securities and real estate?
b) When can a banker dishonor a cheque? State the consequences of wrongful dishonor
5. a) How does a commercial bank create credit?
b) What are the constituents of Indian Money Market?
6. a) Explain the qualitative credit control method of central banks (also read about Quantitative methods)
b) Critically examine the monetary policy of RBI
7. a) Discuss the special relationship between Banker and customer
b) Classify different types of bank accounts and state the special types of customers
8. a) What are the duties and responsibilities of a paying banker? (also read about Collecting Banker)
b) State the precautions that a banker should take while sanctioning advances against Real estate and Securities
9. a) Briefly explain the structure of Assets & Liabilities
b) What are the functions of Central Bank?
10. a) Should Nationalisation of commercial banks take place? Explain nationalisation of banks in India
b) Explain the constitution & functions of RBI
11. a) Enumerate the conditions which must be satisfied before statutory protection is given to a collecting Banker in India
b) Discuss the general relationship between a banker and Customer. Illustrate your answer with reference to Current account and Loan account.
12. a) Explain the features and weaknesses of Indian Money market
b) What is meant by New Bill Market scheme and what is its special significance?

Section - B (4 marks)
1. Demerits of Unit Banking
2. Functions of Money Market
3. Objectives of LDBs (Land Development Banks (or) PCARDBs)
4. Role of SBI in Industrial Finance
5. Rural governing fixed deposit
6. Crossing of cheques
7. Equitable mortgage
8. Endorsement
9. Mortgage
10. Statutory protection given to collecting banker
11. Types of crossing
12. Payment in due course
13. Banker’s Lien (also please read general lien)
14. Sources of rural credit
15. Indigenous bankers
16. Unit banking
17. Re-discounting
18. Bill of lading
19. Legal Mortgage
20. Commercial paper
21. Non-negotiable crossing
22. Garnishee order
23. NABARD
24. Farm credit (can also be asked as Agricultural credit)
Section – C (2 marks)
1. Real Estate
2. Credit authorising scheme
3. Indigenous banker
4. Rural credit
5. Banker’s right to set off
6. Bills of exchange
7. Payment in due course
8. Paying Banker
9. Garnishee order
10. NABARD
11. Liquidity
12. Concept of Branch Banking
13. Open market operations
14. Genesis of RRBs (which means The Birth of RRBs, also read about genesis of RBI GENESIS = Birth)
15. Priority sector
16. Industrial Finance
17. Pledge
18. Garnishee order
19. Cheque
20. Holder in due course
21. Unit Banking [V.V.Imp]
22. Qualitative credit control methods [V.V.Imp]
23. Land Development Banks [V.V.Imp]
24. Rural credit [V.V.Imp]
25. Savings Deposit account [V.V.Imp]
26. Dishonor of cheques [V.V.Imp]
27. Pledge [V.V.Imp]
28. Advances to priority sector [V.V.Imp]
29. Right to set off [V.V.Imp]
30. Liquidity [V.V.Imp]

Principles of Management

20 - marks Essay questions.

1) Define the nature, scope and importance of Management [V.Imp]
2) State Fayol’s Principles of Management [V.Imp]
(or)
State the 14 principles of Management
3) State the contributions made by F.W.Taylor and Elton Mayo.
4) Explain the Types of Plans
(or)
Explain the methods or techniques of plans [V.Imp]
5) Explain the steps involved in Planning.
(or)
Explain the process of Planning.
6) Define Decision making. Explain the process of Decision making.
7) Explain the methods of Decision making [V.Imp]
8) Explain the Merits and Demerits of Management by objectives (MBO) [V.Imp]
9) Explain Span of Management [V.Imp]
10) Explain the Line and Staff Organizations [V.Imp]
11) Explain the Types of Organizations ( Line, Staff & line and Staff organizations)
12) Explain the concept of Departmentalization or Departmentation. [V.Imp]
13) Explain the Delegation and Decentralization of Authority. [V.Imp]
14) Explain the Nature and purpose of Staffing.[V.Imp]
15) Define Leadership and Explain various Leadership Styles.[V.Imp]
16) Explain the Principles, importance, process and barriers of Communication.[V.Imp]
17) Explain the concept of Coordination.[V.Imp]
18) Define Motivation and its importance and Explain the various Theories of Motivation.
----Maslow's Hierarchy of Needs Theory [V.Imp]
----Herzberg’s Two Factor Theory
----Mc Gregor's Theory ‘X’ and Theory ‘Y’
19) Explain the various methods of control process. [V.Imp]
20) Explain the characteristics of Effective Control. [V.Imp]